Associate Portfolio Management – Structured Export Finance (f/m/x)

The ING is one of Germany's fastest-growing commercial banks. Working at ING is not just a job—it's a chance to make a difference. As a global bank, we touch the lives of millions of people and strive to have a positive impact on society and the planet. Thanks to our start-up mentality, we stay down-to-earth, approachable, and personal—an unbanky bank.

Location: Frankfurt

ING Wholesale Banking Germany is the corporate banking segment of ING Germany. Beyond traditional funding, we advise our corporate customers on sustainable and innovative financing projects—with a start-up spirit and the ambition to always stay one step ahead.

Apply now with your CV and join one of the fastest-growing corporate banks in Germany!

Your Tasks

• Take primary responsibility for loans after financial close, including analysing credit migration trends and maintaining portfolio tracking metrics.
• Supervise disbursement requirements in cooperation with internal stakeholders and external partners, including export credit agencies (ECAs).
• Review annual risk rating updates and prepare reporting in line with internal policies, regulatory requirements, rating agencies, and other stakeholders.
• Monitor and analyse credit risks of the SEF portfolio, including collateral and ECA cover, ensuring compliance with financial parameters and loan agreements.
• Manage requests, modifications, and legal amendments to credit contracts, supporting waiver and amendment processes internally and externally.
• Support audits and regulatory controls by coordinating between Portfolio and Transaction Management and providing insights, reports, and data.
• Handle non-payment or restructuring cases in collaboration with ECAs and ING's internal restructuring unit.
• Act as the primary contact for clients and internal departments, resolving operational issues and ensuring data accuracy and compliance with credit insurance requirements.

Your Profile

• Strong academic background reflecting analytical and procedural skills.
• Several years of professional experience in a similar portfolio management role; familiarity with Export Credit Agencies (ECAs) is a plus.
• Entrepreneurial mindset with a customer-focused approach.
• Excellent written communication skills and a collaborative, committed team player.
• Comfortable working in an international and culturally diverse environment.
• Fluency in English and French required; German is a plus.

We Offer

• Attractive benefits: Company pension plan, capital-building offers, free Deutschlandticket, bicycle leasing, and company restaurant.
• Flexible working: Hybrid model with remote work options (depending on operational and regulatory requirements).
• Work-life balance: Flexible schedules, sabbatical options, and support for childcare and care responsibilities.
• Personal development: Individual budget for training, development, and health, plus a budget to set up your mobile workspace.